Sale Transactions
Sale transactions refer to payment transactions in which a customer purchases goods or services and completes the payment at the time of the transaction. In a sale transaction, the payment is immediately processed, and the funds are transferred from the customer's account to the merchant's account in exchange for the products or services rendered. Sale transactions are straightforward and common in retail settings, online shopping, healthcare, and various other industries where immediate payment is required for the completion of a purchase.
Business Scenarios
- Medical Office Visit: A patient pays for a doctor's appointment or specialist consultation at the time of service using a card or bank account. The payment is processed immediately, and the patient receives care.
- Pharmacy Purchase: A customer purchases prescription or over-the-counter medication at a pharmacy and pays at the counter. The sale transaction is completed instantly, and the medication is dispensed.
- Lab or Diagnostic Services: A patient pays for lab tests, imaging, or other diagnostic services at the point of care. Payment is accepted before or immediately after the service is rendered.
Business Rules
- Sale transactions must be authorized and funds must be available at the time of purchase.
- The transaction is completed only when the payment is accepted and funds are transferred to the merchant.
- Supported Payment Methods
- Card (credit, debit, prepaid)
- Bank account (ACH, direct debit)