Stripe Payment Processing Error Codes

This document provides a comprehensive reference for payment processing errors in the Convenient Checkout API. These errors can occur during get/payments and get/setup-payment-methods operations and help identify issues with payment processing.

Error Codes Summary

Error Code Summary

Error Category	Error Title Reference	Error Title	HTTP Status	Error Message
Payment Processor Validation	Card Authentication Errors	PAYMENT_METHOD_ERROR	406 NOT ACCEPTABLE	This card requires an additional security step to be performed by the customer. Please have the customer enter the card via text or email; otherwise, have the customer provide a different payment method.
Payment Processor Validation	Card Authentication Errors	PAYMENT_METHOD_ERROR	406 NOT ACCEPTABLE	Payment method could not be authorized. This payment method requires authentication from a customer.
Payment Processor Validation	Card Decline Errors	PAYMENT_METHOD_ERROR	406 NOT ACCEPTABLE	The card was declined for an unknown reason. Contact issuer for more information.
Payment Processor Validation	Card Decline Errors	PAYMENT_METHOD_ERROR	406 NOT ACCEPTABLE	An error occurred while processing the card, please try again.
Payment Processor Validation	Card Decline Errors	PAYMENT_METHOD_ERROR	406 NOT ACCEPTABLE	Payment method could not be authorized. Please try a different payment method.
Payment Processor Validation	Card Decline Errors	PAYMENT_METHOD_ERROR	406 NOT ACCEPTABLE	Payment method is canceled by a customer or expired by the financial partner
Payment Processor Validation	Card Validation Errors	PAYMENT_METHOD_ERROR	406 NOT ACCEPTABLE	The CVC number is incorrect.
Payment Processor Validation	Card Validation Errors	PAYMENT_METHOD_ERROR	406 NOT ACCEPTABLE	The card has expired.
Payment Processor Validation	Financial Limit Errors	PAYMENT_METHOD_ERROR	406 NOT ACCEPTABLE	The customer's account has insufficient funds to complete the purchase. Please use an alternative payment method.
Payment Processor Validation	Financial Limit Errors	PAYMENT_METHOD_ERROR	406 NOT ACCEPTABLE	The customer has exceeded the balance, credit limit, or transaction amount limit available on their card. Contact issuer for more information.
Payment Processor Validation	Bank Account Errors	PAYMENT_METHOD_ERROR	406 NOT ACCEPTABLE	The customer's bank account has been closed.
Payment Processor Validation	Bank Account Errors	PAYMENT_METHOD_ERROR	406 NOT ACCEPTABLE	The customer's bank account could not be located.
Payment Processor Validation	Early Warning System Errors	PAYMENT_METHOD_ERROR	406 NOT ACCEPTABLE	earlyWarningMessage

---